:root{--ink:#0f2a44;--txt:#2b3a4a;--mut:#5f6f80;--line:#e3e8ee;--bg:#f6f8fb;--teal:#1e9d8f;--teal2:#2bb3a3;--gold:#f2b84b}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--txt);line-height:1.6;background:#fff}
a{color:inherit}h1,h2,h3,h4{color:var(--ink);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.2vw,3.1rem);letter-spacing:-.02em}h2{font-size:clamp(1.5rem,2.6vw,2.1rem);letter-spacing:-.01em}h3{font-size:1.1rem}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}.narrow{max-width:780px}
.top{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;gap:10px;align-items:center;font-weight:700;color:var(--ink);text-decoration:none}
nav{display:flex;gap:22px;align-items:center}nav a{text-decoration:none;color:var(--mut);font-weight:500;font-size:.95rem}nav a:hover,nav a.active{color:var(--ink)}
.menu{display:none;background:none;border:0;font-size:1.6rem;color:var(--ink)}
.btn{display:inline-block;background:var(--teal);color:#fff!important;padding:.8em 1.3em;border-radius:10px;text-decoration:none;font-weight:600;border:0;cursor:pointer;font-size:1rem}
.btn:hover{background:#178477}.btn.sm{padding:.55em 1em;font-size:.9rem}.btn.ghost{background:transparent;color:var(--ink)!important;border:1px solid var(--line)}
.btn.light{background:#fff;color:var(--ink)!important}
section{padding:80px 0}.alt{background:var(--bg)}
.eyebrow{color:var(--teal);font-weight:600;text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;margin:0 0 .6em}
.lead{font-size:1.15rem;color:var(--mut);max-width:640px}.muted{color:var(--mut)}.small{font-size:.85rem}
.hero{padding:80px 0 70px;background:radial-gradient(1200px 500px at 85% -10%,#e5f6f3 0,transparent 60%),#fff}
.hgrid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:0 20px 50px -25px rgba(15,42,68,.35)}
.flow{display:flex;flex-direction:column;align-items:stretch;gap:6px}.node{border:1px solid var(--line);border-radius:12px;padding:12px 14px;display:flex;justify-content:space-between;gap:10px;font-size:.92rem}
.node span{color:var(--mut)}.node.hl{background:var(--ink);color:#fff;border-color:var(--ink)}.node.hl b{color:#fff}.node.hl span{color:#bcd3e6}
.arrow{text-align:center;color:var(--teal2);font-weight:700}.split{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:8px}.split .node{flex-direction:column;gap:2px}
.head{max-width:680px;margin-bottom:38px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px}.card p{margin:0;color:var(--mut)}
.ic{width:38px;height:38px;padding:8px;border-radius:10px;background:#e7f6f4;color:var(--teal);margin-bottom:14px}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.narrow .steps{grid-template-columns:1fr}
.steps li{display:flex;gap:14px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px}.steps p{margin:0;color:var(--mut)}
.n{flex:none;width:34px;height:34px;border-radius:50%;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:700}
.two{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.checks{list-style:none;padding:0;margin:0}.checks li{padding:8px 0 8px 30px;position:relative;border-bottom:1px solid var(--line)}.checks li:last-child{border:0}
.checks li:before{content:"";position:absolute;left:0;top:13px;width:16px;height:16px;border-radius:50%;background:var(--teal2);box-shadow:inset 0 0 0 4px #e7f6f4}
.link{color:var(--teal);font-weight:600;text-decoration:none}
.cta{padding:0 0 80px}.ctabox{background:var(--ink);color:#d7e3ee;border-radius:20px;padding:44px;display:flex;justify-content:space-between;align-items:center;gap:30px}
.ctabox h2{color:#fff}.ctabox p{margin:0;max-width:620px}
.pagehead{padding:70px 0 30px;background:var(--bg)}
.note{color:var(--mut);font-size:.9rem;margin-top:22px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:10px}.faq summary{font-weight:600;color:var(--ink);cursor:pointer}.faq p{margin:.6em 0 0;color:var(--mut)}
.form{display:grid;gap:14px}.form label{display:grid;gap:6px;font-weight:600;color:var(--ink);font-size:.92rem}
.form input,.form select,.form textarea{font:inherit;padding:.7em .8em;border:1px solid #cfd8e2;border-radius:10px;font-weight:400}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--teal2);border-color:transparent}
.prose p{margin:0 0 1.1em}
footer{background:#0b2036;color:#a9bccd;padding:56px 0 24px}footer .brand,footer h4{color:#fff}footer .muted{color:#a9bccd}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}footer a{display:block;text-decoration:none;padding:3px 0}footer .brand{display:flex}
.legal{border-top:1px solid #20374f;margin-top:30px;padding-top:18px;font-size:.82rem}.legal a{display:inline;text-decoration:underline}
@media(max-width:900px){.hgrid,.two{grid-template-columns:1fr}.grid3{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.fgrid{grid-template-columns:1fr}.ctabox{flex-direction:column;align-items:flex-start}}
@media(max-width:760px){.menu{display:block}nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;align-items:flex-start;padding:16px 22px;border-bottom:1px solid var(--line)}
.open nav{display:flex}.grid3,.steps{grid-template-columns:1fr}section{padding:56px 0}.hero{padding:48px 0}.ctabox{padding:30px}}
/* v2 */
.promise{margin-top:14px}.center{text-align:center;margin-top:28px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.pk{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;align-items:stretch}
.pcard{position:relative;background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;display:flex;flex-direction:column}
.pcard .checks{flex:1;margin-bottom:18px;font-size:.9rem}.pcard .checks li{padding:6px 0 6px 26px}.pcard .checks li:before{top:11px;width:14px;height:14px}
.pcard.feat{border:2px solid var(--teal);box-shadow:0 20px 40px -25px rgba(30,157,143,.6)}
.tag{position:absolute;top:-12px;left:22px;background:var(--teal);color:#fff;font-size:.72rem;font-weight:700;padding:3px 10px;border-radius:20px;text-transform:uppercase;letter-spacing:.05em}
.price{font-size:1.45rem;font-weight:700;color:var(--ink);margin:0 0 14px;line-height:1.2}.price small{display:block;font-size:.85rem;color:var(--mut);font-weight:500;margin-top:2px}
.btn.block{display:block;text-align:center}
.tw{overflow-x:auto;border:1px solid var(--line);border-radius:14px;background:#fff}
.cmp{width:100%;border-collapse:collapse;font-size:.93rem;min-width:680px}.cmp th,.cmp td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:center}
.cmp th{background:var(--ink);color:#fff;font-weight:600}.cmp th span{font-weight:400;color:#bcd3e6;font-size:.82rem}
.cmp td:first-child,.cmp th:first-child{text-align:left}.cmp.left td,.cmp.left th{text-align:left;vertical-align:top}
.cmp td.y{color:var(--teal);font-weight:700}.cmp td.no{color:#b8c3ce}.cmp tr:last-child td{border-bottom:0}
.glist{list-style:none;padding:0;margin:0}.glist li{padding:10px 0;border-bottom:1px solid var(--line)}.glist li:last-child{border:0}
.glist a{font-weight:600;color:var(--ink);text-decoration:none;display:block}.glist a:hover{color:var(--teal)}.glist span{color:var(--mut);font-size:.88rem}
.cardlink{text-decoration:none;display:block}.cardlink:hover{border-color:var(--teal2)}.cardlink .link{display:inline-block;margin-top:12px}
.article{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}.article aside{position:sticky;top:90px;display:grid;gap:18px}
.article aside .btn{margin:14px 0 10px}.prose h2{margin-top:1.6em}.prose ul.checks{margin-bottom:1em}.prose .tw{margin:1em 0}
.plain{padding-left:18px;margin:0}.plain li{margin:6px 0}.plain a{color:var(--ink)}
.numbered li{margin:8px 0}
.steps.vert{grid-template-columns:1fr}
@media(max-width:1100px){.pk{grid-template-columns:repeat(3,1fr)}}
@media(max-width:900px){.grid4{grid-template-columns:1fr 1fr}.pk{grid-template-columns:1fr 1fr}.article{grid-template-columns:1fr}.article aside{position:static}}
@media(max-width:760px){.grid4,.pk{grid-template-columns:1fr}}
.wrap.wide{max-width:1340px}.pcard h3{min-height:2.4em}